Collection
Emailed monthly statements and payment verification to lender and borrower.
Services
Everything your notes need — under one flat fee.
Polaris services a wide range of investor-held notes, and includes the protections generic servicers leave out — starting with paying and monitoring the lien underneath your wraps, free.
Types of notes we service
Wraparound / Subject-To
Seller-Finance
Residential
Vacant Land
Commercial
Mobile Homes
Interest-Only
Long & Short Term
Fixed or Adjustable
Multiple Underlying Liens
Included with one low monthly fee
Payments & disbursement
Disbursement of all funds to the appropriate parties — lender, underlying loan, and more — with direct deposit to the lender's account.
Escrow
Escrow management and distribution, with an annual analysis of escrow funds.
Tax documents
Year-end 1099-INT and 1098 IRS forms prepared for borrower and lender federal income tax.
Records
Full accounting and record keeping of every loan in your portfolio.
Underlying-lien payment & monitoring
We pay the senior mortgage from the wrap proceeds and monitor it continuously — included at no extra cost.
Also included with your monthly fee
- All lender/borrower requests on account status, loan balance or payment history
- Pursuit and collection of late payments via email, phone and mailed notices
- Notifications to the lender of all loan events
- Deferred payment and workout programs
Simple, flat pricing
$150
one-time set-up
$45/mo
per address
Regardless of escrow management or number of underlying liens.
No long-term contracts. 30-day notice to terminate.
Get started
Ready when you are
Put your wraps on autopilot — with a safety net.
Tell us about your notes. We'll show you exactly how Polaris services them and protects the lien underneath.