Wrap loan calculator
See the payment — and the spread.
Estimate the wraparound payment your borrower makes, the payment that flows to the underlying lien, and the net that lands with the lender.
Wrap (top) note
Underlying (senior) lien Polaris monitors this free
Monthly flow
Borrower pays Polaris
$0
→ Underlying lien (paid & monitored, free)
$0
→ Escrow (taxes + insurance)
$0
Net spread to lender
$0
Wrap note totals
Principal & interest
$0/mo
Total interest
$0
Total of payments
$0
Annual spread
$0
Estimates only, for planning. Actual figures depend on your note terms, escrow analysis and applicable law.
Ready when you are
Put your wraps on autopilot — with a safety net.
Tell us about your notes. We'll show you exactly how Polaris services them and protects the lien underneath.